Terms of Use
These Terms of Use govern the relationship between Preqentora d.o.o. and users accessing the website and platform preqentora.com. By using our services you accept these Terms.
1. Service provider
The service provider is Preqentora d.o.o., registered with the Commercial Court of Zagreb under MBS 081345677, OIB 27845619302. Preqentora is a registered crowdfunding service provider supervised by HANFA (authorisation HR-CSP-2023-014) under EU Regulation 2020/1503.
2. Registration requirements
A user must be an adult natural person or a legal entity duly registered in the EU/EEA. During registration we conduct KYC/AML checks in line with the Anti-Money Laundering Act.
3. Investor classification
We classify users as ‘sophisticated’ or ‘non-sophisticated’ investors under Regulation 2020/1503. Non-sophisticated investors are subject to additional safeguards (investment limits, a 4-day reflection period and a suitability test).
4. Risks
Real estate investments carry the risk of losing the principal, construction delays, legal risks and illiquidity risk. Past returns are not a guarantee of future results. A detailed risk description is provided in each KIIS document.
5. Fees
Opening a user account and browsing projects is free of charge. The success fee is up to 1.2% of the invested amount per year, as detailed in each project's prospectus.
6. Intellectual property
All platform content — texts, logos, graphics, code — is the property of Preqentora. Any reproduction without our written approval is prohibited.
7. Liability
Preqentora does not guarantee the commercial success of developers or the accuracy of the forecasts they provide. Preqentora's liability is limited to cases of gross negligence and intent, capped at the fee paid in the previous year.
8. Termination
You may terminate the relationship by written notice at any time, provided you have no open investment obligations.
9. Governing law and jurisdiction
Croatian law applies. The Commercial Court in Zagreb has jurisdiction over any dispute. Consumers may also use the EU online dispute resolution platform (ec.europa.eu/odr).
10. Changes to the Terms
We may amend the Terms and will notify you by email at least 30 days before the changes take effect.